We Understand Your Business

Sales Can Be Inconsistent: 

Month to Month and Season to Season, we've seen our over one-thousand auto repair merchants struggle with the highs and lows in sales volume. We understand its part of doing business. A traditional bank would see this as high risk.

Equipment Intensive:

New technology used in Auto repair has lead to great improvements in the quality and efficiency in the work that is done in a shop. This quality does come at a price however. The latest technical equipment is costly not only to buy, but also to maintain and replace.

Loans Outstanding:

In order to finance the property and equipment necessary to get a Auto Repair shop off the ground, many merchants find themselves in debt from day one. The loans are usually backed by the property, equipment, and the business itself. With these kinds of loans, most banks will not entertain the idea of lending additional dollars.

Biggest Financial Concern = WORKING CAPITAL:

With loans outstanding, expensive equipment to maintain, and inconsistent sales, nearly all Auto Repair shops NEED WORKING CAPITAL. It's a normal part of the business and we're here to extent you credit. Apply Below for your free quote.